Effective date: November 15, 2026
By using policyholderappraiser.com (the "Site"), operated by Rise Public Adjusting LLC ("we," "us"), you agree to these terms.
Informational purposes only
The Site describes insurance appraisal and umpire services and provides general information about the appraisal process and Texas insurance rules. Nothing on the Site is legal advice, and nothing on the Site creates an appraiser, adjuster, attorney or other professional relationship. Insurance policies, carrier practices and Texas law change; verify current rule text and read your own policy, and consult a licensed Texas attorney about your situation.
No engagement without a written agreement
Submitting a form, calling or emailing does not appoint us as your appraiser or umpire. We are engaged only by a signed written engagement letter that states the scope of work and the fee. We may decline any engagement, including where a conflict of interest exists.
Independence
When engaged as an appraiser or umpire, we act as the policy and Texas law require: competently, independently and disinterested in the outcome. We do not guarantee any particular award or result.
Licensing
Public adjusting services, where provided, are provided by Rise Public Adjusting LLC under Texas Department of Insurance public adjuster license #3356839. Appraisal and umpire services are distinct from public adjusting, and we do not serve as appraiser on any claim in which Rise Public Adjusting acted as public adjuster.
Intellectual property
Site content, including text, graphics and the Policyholder Appraiser name and mark, belongs to us or our licensors. You may view and print pages for personal, non-commercial use. The sample appraisal demand letter on the Site may be adapted for your own claim.
Third-party links
Links to third-party websites, including Texas Department of Insurance resources, are provided for convenience. We are not responsible for their content.
Disclaimer of warranties and limitation of liability
The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for any damages arising from your use of, or reliance on, the Site or its content.
Governing law
These terms are governed by the laws of the State of Texas. Any dispute relating to the Site will be brought in the state or federal courts located in Harris County, Texas.
Changes
We may update these terms at any time by posting a revised version with a new effective date.
Contact
Questions about these terms: info@policyholderappraiser.com or (832) 503-5866.